Legal | Privacy | Risk Warning

Overview

Taylor Capital Club Ltd, Sipp Club Ltd and or any of its representatives, introducers do not give financial, legal or accounting advice. Please note that Taylor Capital Club Ltd and Sipp Club Ltd are education houses only.

Any and all 3rd parties, professionals, potential contacts that you may or may not invest with made by Taylor Capital and Sipp Club Ltd involve risks and past performance is not a guide to future performance. The value of investments can fall as well as rise and is not guaranteed. You may not get back the amount originally invested including loss of capital, illiquidity, default of a borrower and lack of returns. The risks involved will vary by project types, so please ensure you have read and understood the specific risks associated with the investment.

We do not provide advice. We provide educational content from my personal journey. Your money is at risk and is not covered by FSCS.

I understand SIPP Club Ltd or Taylor Capital Club Ltd or any representative or people we introduce you to will not provide me with any personal financial advice, and that neither advises nor recommends specific investments or strategies.

I accept the provision of information, and where relevant, by referral to providers of products and services appropriate to my needs. I’ve read and agree to SIPP Club Ltd & Taylor Capital Club Ltd’s Terms and Privacy policies, links to which are found in the footer of the website.

Introductions to any and all 3rd parties that you may or may not invest with, carries significant risk and should only be made once you have taken independent legal, financial and accounting advice.

The investment opportunities made to our SIPP Club Ltd or Taylor Capital Club members are not offered to the public and can only be entered into by certain types of investors who have satisfied certain investment criteria. SIPP Club Ltd or Taylor Capital Club Ltd is not regulated by the Financial Conduct Authority and any investments that SIPP Club Ltd or Taylor Capital Club Ltd introduce are not covered by the Financial Services Compensation Scheme.

I agree that I am solely responsible for doing my own due diligence when it comes to making business and financial decisions and all information, products, and services that have been provided by SIPP Club Ltd or Taylor Capital Club Ltd or at any live events should be independently verified by my own qualified professionals including checking with my accountant, lawyer or professional advisor, before acting on this or any information.

Information presented on this website and related social channels, including podcasts, emails, live broadcasts, and content written, spoken or implied is for guidance and educational purposes only and does not constitute financial advice. Information presented is time sensitive and should be viewed as relevant at the time, but may not continue to be so now, or in the future.

Always consult your independent financial advisor before making any investments.

If you are unsure of the suitability of an investment, please contact your financial adviser for professional advice or legal and accounting counsel.

The content of this page has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion for the purposes of engaging in any investments activity may expose an individual to significant risk of losing all of property or other assets involved.

This document is exempt from the general restriction in section 21 of the Financial Services and Markets Act 2000 on the communication of invitations or inducements to engage in investment activity on the ground that it is made to 'investment professionals' within the meaning of Article 19 of the Financial Services and Markets Act (Financial Promotion) Order 2005 (FinProm); persons believed on reasonable grounds to be 'certified high net worth individuals' within the meaning of Article 48 FinProm; and persons who are 'certified sophisticated investors' within the meaning of Article 50 FinProm. The attention of prospective investors is drawn to the 'RISK WARNING' page of this website.

SIPP Club Ltd or Taylor Capital’s information, products, and services should be carefully considered and evaluated, before reaching a business decision, on whether to take any action (or refrain from acting). I agree that SIPP Club Ltd or Taylor Capital is not responsible for the success or failure of my business decisions relating to any information presented or during live events both virtual or physical.

The materials and resources used in this training are the confidential and exclusive copyrighted and proprietary intellectual property of SIPP Club Ltd or Taylor Capital Club Ltd. These materials are provided to me by SIPP Club Ltd or Taylor Capital Club Ltd and solely intended for my personal use as educational content from our personal experience and in no way does it reflect how you may succeed or fail. No part of these documents and/or resources can be stored, reproduced or transmitted in any form or by any means (electronic, photographic, mechanical, or any other medium), recorded, translated, or used to produce any derivative works without the explicit written permission of SIPP Club Ltd or Taylor Capital Club Ltd in writing with relevant Director’s signature. Any violation, or the likelihood of violating, any of my agreements contained in this paragraph, would entitle SIPP Club Ltd or Taylor Capital Club Ltd to injunctive relief to prohibit any such violations. Should SIPP Club Ltd or Taylor Capital Club Ltd commence any legal action in response to my act or omission in violation of this provision, I shall pay all of SIPP Club Ltd or Taylor Capital Club Ltd’s legal fees and court costs, in addition to all damages requested by SIPP Club Ltd or Taylor Capital Club Ltd.

Data protection is taken very seriously. Taylor Capital Club Ltd is registered with the Information Commissioner’s Office (ICO) under registration number ZA769210.

Company Number: SC536482

Data protection is taken very seriously. Sippclub Ltd is registered with the Information Commissioner’s Office (ICO) under registration number Z3441999

Company Number: 08290454

Registered Address for both Taylor Capital Club Ltd & Sippclub Ltd: Clarity Accounting (Scotland) Ltd, 234 West George Street, Glasgow, G2 4QY

Risk Warning

Don’t invest unless you’re prepared to lose all the money you invest. These are high-risk investments and you are unlikely to be protected if something goes wrong, do your own research or those of experts.

General Risks

Please note that investments made of Taylorcapital.co.uk involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio.

Taylor Capital Club Ltd is targeted exclusively at investors who have registered as members

and self certified as sophisticated investors who understand these risks and make their own investment decisions.

Taylor Capital Club Ltd is not regulated by the Financial Conduct Authority (FCA) . Pitches for investment are not offers to the public and investments can only be made by members of Taylorcapital.co.uk on the basis of information provided in the pitches by the companies concerned. If this page contains details of historical performance, investors should be aware that past performance is not a reliable indicator of future results.

Please seek independent advice as required as Taylor Capital Club Ltd does not give investment or tax advice.

Illiquidity

Investments are generally illiquid. This means that once you have committed your money by purchasing shares as part of an Equity Investment or by investing money in relation to a Bond Investment, it may be difficult to exit your Investment and get your money back.

Each Investment will have a different target exit date. This date will be a target, meaning that the actual date on which any returns or capital are repaid to you may change. We have the discretion to change the target exit date and may do so in a number of circumstances.

You may be able to sell your Investment to a willing buyer. However, you should note that you might only be able to sell your Investment at a discount. This means that you may not get back the amount you paid for the Investment. You may not even be able to sell your Investment at all due to a lack of a willing buyer.

If you are unable to sell your Investment to a willing buyer, you will need to wait until the relevant underlying project is complete and the property is sold. The sale of the underlying property could take a significant amount of time. Therefore, any Investment you make on the Taylorcapital.co.uk should therefore only be viewed as a long-term investment.

By making an Equity Investment you will be subscribing for B shares in the relevant company, which do not have any voting rights attached to them. As a result, you will not be able to vote in any decisions relating to the completion of a project or the sale of the property or any other decisions relating to the relevant company holding the property.

By making a Bond Investment you will be investing in a debt security issued by a company which will be documented and a repayment date will be set. However you will not have the right to take steps to recover the amount you invest or any other amount due to you. This will be done on your behalf by a security trustee. Similarly, you will not have any say in how the company in which you invest uses the money you invest or how and when it repays you, which will be documented in the debt agreements. If the company you have invested in by way of debt has taken out other debt then such other debt may rank in priority to yours, meaning that you may not be paid back first, or at all, if the company faces financial difficulty.

No On-Going Returns

The Investments you make on the Taylorcapital.co.uk will not provide you with regular returns. Due to the way that the investment opportunities are structured, you will only see a return on your Equity Investment, if there are any returns achieved, once the relevant project has been completed and the property has been sold. In the case of Bond Investments any target return amounts and dates will be shown to you in the relevant documents before you invest.

Depending on the exact terms of the Bond Investment you enter into you may not receive returns until the relevant project has been completed. The returns actually paid to you in relation to a Bond Investment will depend on the ability of the company in relation to which you have made a Bond Investment being able to repay.

Eventual returns will only be paid to you once all applicable fees and taxes have been paid. If you need your investments to provide you with regular returns, for example by way of monthly dividends, investing on the Taylorcapital.co.uk will not be suitable for you. If the relevant company faces financial difficulty then this will impact on the likelihood you will receive any returns on your Investment, or the amount back which you have invested in the Investment.

The Equity Investments and Bond Investments (together, the “Investments”) are generally illiquid. This means that once you have committed your money by purchasing shares as part of an Equity Investment or by investing money in relation to a Bond Investment, it may be difficult to exit your Investment and get your money back.

Decline In The Value Of Property

The property market is cyclical and values may go up or down depending on a range of issues including political, economic and social issues. Historic performance of the property market or a particular property is not a reliable guide to future performance. A future downturn in the real estate market could severely adversely affect the value of any investment you make on the Taylorcapital.co.uk.

A fall in property values in the UK may cause a property funded by a company which you invest in to be sold at a lower price than expected, or may even mean a property is sold for a lower price than it was initially purchased for, or than the cost to build or refurbish it. This would negatively impact on your Investment and may lead to any returns you eventually receive being lower than expected, or it may mean that there are no returns at all.

Please note that you will never be asked to pay more than the amount you first invest on the Taylorcapital.co.uk
and therefore your losses will always be capped at the amount you invested. A fall in property values in the UK may also mean that the company determines that once the relevant project has been completed, the underlying property be held for longer than the anticipated investment term until a higher sale price can be achieved.

Loss Of Capital

The returns you receive from your Investment can go up or down and are ultimately not guaranteed. Depending on the final cost of construction and the value at which the property is sold, you may not receive any equity returns (in the case of Equity Investments), or you may receive a return that is less than expected and you may lose your capital in the case of any Investment.

Lack Of Day-To-Day Control

By making any investment on the Taylorcapital.co.uk you are making a long term investment and you will lack control over the day-to-day decisions made by
Taylor Capital Club Ltd or any third party involved in the relevant property company and you will also not have any control over the timing of your exit (unless you are able to sell your Investment to another investor, which is covered in Illiquidity above).

No Advice

Taylor Capital Club Ltd and its affiliates do not provide any advice or recommendations in relation to any Investment or any other investment opportunity which may be available on the Taylorcapital.co.uk. If you have any doubt over the risks of such Investments or you otherwise require financial advice, you should seek advice or recommendations that are personal to your circumstances from a suitably qualified financial adviser.

Investments on the Taylorcapital.co.uk are only available to investors categorised by the Financial Conduct Authority as High Net Worth or Self-Certified Sophisticated Investors. In order to comply with the requirements of the Financial Conduct Authority, we need to assess you before you may view investment details on the Taylorcapital.co.uk. An assessment of whether you fall within one of these categories will be carried out when you sign up to the
Taylorcapital.co.uk.

Diversified Portfolio

Any Investment made on the Taylorcapital.co.uk should only be made as part of a diversified portfolio that includes a mix of liquid and illiquid assets. Investing small amounts in multiple investments will help you spread your risk. The majority of your investments should consist of liquid asset classes, so that you can access your capital more easily.

Unexpected Exit

In certain circumstances, the property which is the underlying asset of your Investment may need to be sold. Examples of these circumstances include where the property suffers extensive damage or bank funding is withdrawn. In such circumstances you will be given notice of this sale. Depending on market conditions and any prospective buyer’s circumstances, you may receive back substantially less than you invested or no return of your capital at all. If the relevant company is subject to an unforeseen liability that may mean that money which was previously intended to fund the project will be unavailable. Taxable income may also crystallise sooner than expected.

Tax

You should be wary of any tax risks that might apply to you as a result of any investment made on the Taylorcapital.co.uk. Whether and how any relevant tax laws or liability apply to you is a matter for your personal analysis and you are strongly advised to consult with appropriately qualified tax professionals regarding your individual tax position, which depends on your personal circumstances and may be subject to change in the future.

Overseas Investors

If you are an overseas investor (meaning a person who is not a UK resident), you will be required to warrant to Taylor Capital Club Ltd that, by making any investment on the Taylorcapital.co.uk, you,Taylor Capital Club Ltd, or any of its affiliates will not be in breach of any law or regulation in your home country. This will be done by your acceptance of the above Terms and Conditions. Neither Taylor Capital Club Ltd nor any of its affiliates will have any liability should your warranty be incorrect for whatever reason and any related risks are entirely your own.

WE DO NOT GIVE ADVICE - WE CANNOT GIVE ADVICE!

Please note that investments on Taylorcapital.co.uk involve risks and past performance is not a guide to future performance. The value of investments can fall as well as rise and is not guaranteed. You may not get back the amount originally invested
including loss of capital, illiquidity, default of a borrower and lack of returns. The risks involved will vary by project types, so please ensure you have read and understood the specific risks associated with the investment.

Investments made on this Taylorcapital.co.uk, should only be made as part of a diversified investment portfolio.

The investment opportunities listed on this website are not offers to the public and can only be entered into by certain types of investors who have satisfied certain investment criteria. Taylor Capital Club Ltd is not regulated by the Financial Conduct Authority and investments made on this site are not covered by the Financial Services Compensation Scheme.

Always consult you independent financial advisor before making any investments.

If you are unsure of the suitability of an investment, please contact your financial adviser for professional advice.

Please click here to understand the full risk warning (Risk Warning).

Data protection is taken very seriously. We are registered with the Information Commissioner’s Office (ICO) under registration number ZB052037, see privacy policy in Footer.

Legal & Privacy | Risk Warning |

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